Some examples of questions you can find under this thread are “Should I pay my entire student loan in full?” “What is the difference between a TFSA and an RRSP”, or “How can I start building a balanced portfolio?” This thread invites everyone to ask questions regardless if their question is considered “stupid.” It makes finance more attractive and easy to talk about. Some of the comments left under this thread include students paying off the entirety of their student debts after years of financial difficulties, people buying their first home with the money they invested, or mortgage payment updates.Īnother weekly thread we can find on this subreddit is “Moronic Monday Thread of the week.” It is meant for users to ask, ‘stupid questions,’ related to personal finance. I found this thread really encouraging and uplifting. Some days of the week, specific threads are created for different purposes, such as “Triumphant Thursday Thread of the week” or “Moronic Monday Thread of the week.” “Triumphant Thursday Thread of the week” is used for users to “brag” about their success of the week regarding their personal finance. This subreddit gathered more than 235,000 members, which is a really efficient way to ask questions and receive quick responses from other users. It is possible to filter to only show posts about a specific topic in personal finance, for example, banking, debt, budget, etc. Any user can post questions, news articles, or tips related to personal finance. The main page called “post” shows you the forum part.
PERSONAL FINANCE EXCEL TEMPLATE REDDIT HOW TO
It took me a good 10 minutes to understand how to use this platform. There is a lot of information and links you can click that will lead you to another Reddit subreddit with even more information. When I first looked at the /r/PersonalFinanceCanada Subreddit, I felt quite overwhelmed. While Reddit has a homepage upon which highly upvoted content is displayed, you can access different forums (or subreddits) about different topics such as /r/PersonalFinanceCanada, /r/investing, and more.Ī list of other communities or subreddit related to r/PersonalFinanceCanada My experience browsing the Personal Finance Canada Subreddit. Users submit content to the site such as links, text posts, images and videos, which are then voted up or down by other users. There is no “like” system, as seen with other social media platforms instead, they use a voting system. It’s an American social news platform, web content rating, and discussion website. Reddit was founded in 2005 by Alexis Ohanian, Steve Huffman, and Aaron Swartz. What is Reddit and why subreddits matter?īefore going into more detail about my experience, I want to give you a quick overview of what Reddit is. Little did I know it would teach me a lot about personal finance. I knew what Reddit was, but I have always viewed it as this dark and unknown side of social media that I never bothered looking into. After spending a long night searching online for any possible information that could help me with my search for the perfect online broker for students, I came across the Reddit Personal Finance Subreddit. If you need to find a registered financial adviser, IFA have a search function here.As a young adult in my 20s, every time I encounter a minor problem or have a doubt about something, I know Google will always be there with all the answers. Note: Nothing in this subreddit is licensed advice. Learn how to better manage your money and debt, how to save an emergency fund, and how to ensure your financial future is secure.īefore posting, check out the wiki to see if your question has already been answered! Totally confused when people start talking about their 401k, student loan interest, filing tax jointly, or any other terms that don't apply in New Zealand? /r/PersonalFinanceNZ is a spot to talk about savings and investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else you want to talk about. Subreddit Rules Subreddit Discord Message Moderators About
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